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College Insurance Program (CIP)

We have a rich history of supporting State of Illinois retirees. We are proud to offer our Health Alliance MAPD HMO plan to State, CIP, and TRIP retirees for the 2021 plan year.

View our 2020 plans

Plan Year 2021 Highlights

Copayment, coinsurance, and deductible payments for the services listed below apply to the plan year out-of-pocket maximum (effective July 1, 2020 - June 30, 2021).

Medical Benefits

$ = Copay   |   % = Coinsurance

Benefit Cost
Physician Visit $30
Specialist $30
Virtual Visits $10
Wellness and Preventive Services
(Immunizations, adult and child annual physical exam, mammograms, PAP smears, cancer screenings and more. Age/frequency schedules apply)
$0
Emergency Room $200
Ambulance Transport $0
Urgent Care $30
Diagnostic Testing - X-Rays, Lab Services
(Preauthorization is required for imaging)
$0
Outpatient Surgery
(Preauthorization may be required for certain procedures)
$200
Hospitalization
(Preauthorization is required)
$250
Home Health Care
(Preauthorization is required)
$30
Rehabilitation Services
(Preauthorization is required, up to 60 visits per condition per plan year)
$30
Skilled Nursing Care
(Preauthorization is required)
$0
Durable Medical Equipment
(Preauthorization may be required for certain medical equipment)
20%
Hospice Services $0

Prescription Drugs

Benefit Cost
Reduced Generic Tier 1
30-day supply
90-day supply
$4
$10
Generic
30-day supply
90-day supply

$12
$30
Preferred Brand Tier 2
30-day supply
90-day supply

$24
$60
Non-Preferred Brand Tier 3
30-day supply
90-day supply
$48
$120
Specialty Tier 4
30-day supply
90-day supply
$96
N/A

Maternity

Benefit Cost
Prenatal Care $50 per pregnancy
Maternity Inpatient $250

Mental Health

Benefit Cost
Mental Health, Behavioral Health, or Substance Abuse Services - Outpatient $30
Mental Health, Behavioral Health, or Substance Abuse Services - Inpatient
(Preauthorizaion is required)
$250