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Why Medicare Advantage?

Medicare Advantage goes beyond what Original Medicare offers, giving you hospital, medical and pharmacy coverage, plus extra perks (like dental, vision and wellness benefits), all in one easy-to-use plan.

Get connected to Medicare Advantage coverage made for you.

Find a Plan

 

More Coverage for More Services with Medicare Advantage

With Original Medicare

Only your hospital and and medical costs are covered. If you want to keep Original Medicare but also get more coverage, you have to buy a Medicare Supplement plan and/or a stand-alone prescription drug plan.

Medicare Advantage Solution

With our Medicare Advantage plans, you get all your coverage in one, neat package.

Depending on the plan you choose, more of your medical and hospital costs will be covered, plus you get extra perks (like dental and wellness benefits) and can choose a plan with pharmacy coverage.

When choosing a prescription drug plan, you can make sure your drugs are covered on our formularies, find programs to help you save and make sure you understand costs in the coverage gap.

And learn more about all the perks made for you, like Be Fit, which pays you back for a gym membership, expert medical help while you're traveling, and our 24-hour Anytime Nurse Line.

 

Yearly Limits on What You'll Pay

With Original Medicare

There's no out-of-pocket spending limit, which means if you get sick, your wallet might feel it too.

Medicare Advantage Solution

Our plans stop your out-of-pocket expenses from getting out of hand with a yearly limit, also called an out-of-pocket maximum.

 

Copays for Common Services

With Original Medicare

You usually pay 20% coinsurance, or 20% of a service's cost, for common kinds of care, like doctor visits and outpatient surgery.

Medicare Advantage Solution

Our plans use copayments instead of coinsurance for many of these services, which means you'll just pay a fixed cost.

  • Example

    If you have a $10 copay when you see your doctor, you pay $10, no matter how much the visit actually costs.

    If you have Original Medicare, you'll pay 20% of the total cost of the visit.

 

Save money, time and paperwork

Problem with Original Medicare

When you add a Medicare Supplement or stand-alone prescription drug plan to your Original Medicare, you have to pay your Part B, Medicare Supplement and and stand-alone drug plan premiums to each individual entity.

Medicare Advantage Solution

With a Medicare Advantage plan, you save on time and paperwork by only having to work with one company for payments and customer service. You simply pay your Part B premium and your Medicare Advantage premium to us.

Plus, your Medicare Advantage premium is a set yearly rate, and it won't get more expensive just because of your age, unlike Medicare Supplement plans.