Individual Direct Plans
We don't currently offer Individual Direct Plans in your area.
2024 Individual Direct Plans
Open enrollment is closed for 2024 coverage. However, individuals can still enroll during a Special Enrollment Period (SEP) if there is a qualifying event as defined by the IRS. Qualifying events include marriage, divorce, birth or adoption of a child, and a change in your employment or your spouse’s employment. Enrollment during a Special Enrollment Period must occur within 31 days of the qualifying event, and supporting documentation of the event may be required. If you have questions or would like help finding the plan made for you, call us at (877) 686-1168 (TTY 711).
About Direct Plans
Our plans are point of service (POS) plans. With these, you get a primary doctor and the freedom to go out of network. Even though you can see out-of-network doctors, you’ll save money when you stay in network.
And don’t worry: Our network is broad – we have over 30,000 providers, including primary care doctors, specialists, industry-leading hospitals and more. Great care is never too far away, and it’s likely the doctors and hospitals you already know are in our network.
Plus, we don’t require you to get a referral to see an in-network specialist. However, your doctor might. Check with them before you see a specialist or other provider to make sure you’ve taken the proper steps. And if there’s no in-network specialist to treat your specific condition, we’ll help you find one – and you’ll pay the in-network cost if you get prior authorization from us.
Last but not least, you’ll have worldwide coverage for urgent and emergency care.
Documents and Materials
- Sales and Plan Materials
- Individual Rates
- IL Individual Rates Area 4: Kankakee County and Surrounding AreasView PDF
- IL Individual Rates Area 6: Rock Island County and Surrounding AreasView PDF
- IL Individual Rates Area 7: Peoria County and Surrounding AreasView PDF
- IL Individual Rates Area 8: McLean County and Surrounding AreasView PDF
- IL Individual Rates Area 9: Champaign County and Surrounding AreasView PDF
- IL Individual Rates Area 10: Sangamon County and Surrounding AreasView PDF
- IL Individual Rates Area 11: Montgomery County and Surrounding AreasView PDF
- IL Individual Rates Area 13: Effingham County and Surrounding AreasView PDF
Enrollment
The Open Enrollment Period is held every year from November 1 through January 15. Please see below for plan options. If it is outside the enrollment period, you may also be able to enroll via a Special Enrollment Period (SEP).
Perks of our Individual Direct Plans
- See any doctor in the U.S. you choose, but save money by visiting one of our 3,000+ in-network providers.
- Get answers to your health questions 24/7 on our Nurse Advice Line.
- Virtual PCP allows you to talk virtually with a primary care provider at no cost for up to six visits per year; seven-plus visits follow the primary care copayment.
- Join one of 10,000+ fitness centers nationwide for just $28 a month (plus a one-time $28 enrollment fee and applicable taxes).
