Learn About Our Plans
My Health Alliance
Looking for a plan for just you or one for your whole family? Start here.
My Health Alliance has a plan that fits you, your needs and your budget.
To see what we offer, enter your ZIP code and press "Continue."
Employer Group Plans
Looking for a group plan? Start here.
Health Alliance offers a variety of plans that fit the needs of your company and your employees.
To see what we offer in your area, enter your ZIP code and press "Continue."
Looking for a Medicare plan? Start here.
No matter your needs, Health Alliance Medicare has a plan for you.
To see our 2014 plans, enter your ZIP code and press " Continue."
Qualified for Medicaid? We make learning more easy. Start here.
At Health Alliance Connect, we connect you with the help you need—when and where you need it—so you can reach your goals.
To learn more about plans in your area, enter your ZIP code and press "Continue."
An easy way to get to know your health insurance is by asking questions. Here are some common ones.
The Affordable Care Act makes having health care coverage the law. Beginning in 2014, you're required to have health insurance, or you'll pay a fee.
Beginning in 2015, you'll have to include a form with your tax return saying you (and your family members) had health care coverage in 2014 with the "minimum essential benefits." (Details on the exact form still coming). Health Alliance will also file a yearly report to the Internal Revenue Service (IRS), noting who we covered on our plans.
Think of an exchange as an online mall or market where you're shopping at different stores to find the perfect item, or in this case, the perfect health plan.
Out-of-pocket costs are what you pay for your medical care. Once your total out-of-pocket costs reach a certain amount (this is your out-of-pocket maximum), most copayments and coinsurance amounts are waived.
Health Alliance partners with certain doctors and hospitals to provide services to our members, and these are called in-network providers. We negotiate with these providers to get lower prices on their services. When you see these doctors, we pass the savings on to you, and your out-of-pocket cost is less than if you use a provider who is out-of-network.
A copayment is a set fee you pay each time you receive a covered service. Coinsurance is a percentage of the cost you pay for a medical service after you meet your medical deductible.
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Employer Group Plans
Shopping for a group plan?
Call 1-800-851-3379 , ext. 8024